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Health insurance

Take control of your health today, with affordable and tailored cover to meet your needs.

Why do I need health insurance?

  • Fast access to medical care from diagnostics to surgery and specialist treatment. 
  • Get care close to you with nationwide hospital networks. You can choose from a wide selection of private and high-tech hospitals.
  • Peace of mind with cover for unexpected illness or injury from minor to serious concerns. 

Key benefits

Health checks

Get a full view of your health with a range of diagnostics and tests.

Women's health

Perimenopause and menopause clinic.

Pregnancy care

Care and support services throughout your pregnancy.

Mental health

Everyday wellbeing to specialist treatments.

How it works

Number 1

Start

Select 'Get a health quote', provide your age and date your policy should begin.

Number 2

Select your care

You can choose additional cover from a number of options like cardiac.

Number 3

Hospitals

Tells us what level of cover you would like in hospital i.e. private or semi-private.

Number 4

Choose a plan

You'll be shown plans and quotes, and if you decide on one, you can buy it in a few clicks.

Additional cover options

To help you find the right plan, you can add any of the benefits below. All of our plans include cover for essentials like MRIs, scans and cancer care.

  • Exclusive service for Vhi members only to treat minor illnesses and minor injuries such as fractured/broken bones, lacerations, sport injuries, sprains and other soft tissue injuries.
  • Clinics in Dublin, Cork and Limerick.
  • Alternative to A&E for minor illnesses and minor injuries.
  • Avoid public hospital A&E waiting times.

Money back on everyday medical expenses such as:

  • GP visits
  • Dental visits
  • Physiotherapy
  • Alternative Therapies

...and much more.

Plans that offer excellent benefits for family planning, including both maternity & fertility benefits, so whatever stage of your journey, you have benefits/support available to you.

Our maternity cover includes a benefit towards private obstetrician costs and a private room for the delivery of your baby. Our fertility benefits help cover the cost of treatment such as IVF, Egg and Sperm freezing and more.

  • Access to Vhi's exclusive paediatric clinic. 
  • Benefit towards parent accommodation and travel costs, if your child is hospitalised. 
  • Pregnancy and Baby benefits that include scans, maternity yoga and pilates, baby massage and much more.  
  • You can also avail of services such as Second Opinion for Kids, Midwife Support Service and NurseLine 24/7.

Cover towards specialised cardiac investigations and treatments such as heart bypass surgery and stents in some of Ireland's top high-tech hospitals.

Cover for selected orthopaedic surgery such as hip, knee or shoulder joint replacements.

Cover for Ophthalmic procedures such as cataract surgery.

All our plans offer 100 days per calendar year of inpatient psychiatric care. Choose Extended Psychiatric to increase this benefit to 180 days.

Find a plan

Explore all Vhi's health insurance plan options.

Why choose Vhi?

Comprehensive healthcare

We're opening more clinics and adopting new technologies to help improve access to care.

Market leader
Trusted by 1.2 million members - Ireland's largest health insurer.

Healthcare that pays

We pay over 99% of our hospital claims, so you can focus on getting better!

Doctor and child

Join Vhi today

Let's find the right plan for you with quality cover at affordable prices. You can find some options with a quick quote.

Get a Health quote

Frequently asked questions

Your policy will automatically renew after 12 months, provided your payment details are up to date. You'll receive renewal information approx. 30 days before your renewal date. 

If you want to make changes or cancel your policy, you have a 14-day cooling off period after the renewal date to do so without penalty. After that, your policy renews for another 12 months based on your current cover. 

You can do this by logging in to MyVhi and select the 'Check my cover' option.

You will find details of consultants for each area in our Directory of Consultants. This provides the consultants details including their name, speciality and where they practice. 

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