Vhi MultiTrip annual travel insurance

Add an excess waiver to your policy,

An excess is the agreed amount or portion that you pay per person, per claim.

With gadget cover, you'll enjoy up to €1,000 protection abroad against theft, damage or loss on a wide range of gadgets including smartphones, tablets, laptops, GPS and games consoles.

Planning a winter sports holiday? Now you can get cover for equipment, cancellation, piste closure and much more.

The golf add-on, gives you cover for your golf trip expenses like golf course closures and loss of equipment.

Motor add-on, gives you cover for emergency costs (for one car), including roadside assistance, replacement parts and break-in emergency repairs.

You can normally take only 60 days holiday at a time. With this add on, you can extend your stay.

You can now claim online with these easy steps. Our online claims portal is open 24/7, with an immediate decision available for certain claims.


Over the phone: if you prefer to speak to an adviser, you can register your claim by calling us on 046 907 7358 and one of our claims advisors will help with any questions, and send you a claims form.

Yes. You need to have a private health insurance plan that includes at lest €65,000 cover for overseas medical emergencies. Your MultiTrip policy works alongside this cover. Make sure your health insurance is active when any incident happens.

Yes, unlike most other travel insurance plans on the market, MultiTrip from Vhi Healthcare includes cover for pre-existing conditions up to the full limit of your medical cover provided your health insurance plan has overseas cover, and your pre-existing medical condition is covered under the terms and conditions of that domestic private medical insurance plan. Please see eligibility section for circumstances not covered. 

Eligibility

We cannot offer cover under the following circumstances, even if you suffer an illness, injury or a new or change to a medical condition that is unrelated:

• If you have been diagnosed with a terminal illness.

• If you are not fit to travel or fit to undertake your trip.

• If you are travelling intending to receive medical treatment.

• If you are travelling against the advice of a medical practitioner.

Please note: if you are 80 years or over, cover is limited only to the overseas cover limits on your domestic private medical insurance plan. Pre-existing conditions will not be covered.

You have no cover on your MultiTrip policy until the start date of the policy. Your cover, including cancellation cover will only begin from the start date you choose.

The ideal time to purchase your policy is prior to booking your trip. This will ensure that cancellation cover will be available to you, should something happen to prevent you from travelling. Please refer to terms and conditions here.

Email: vhiassist@eurocross.nl or call:

USA&Canada: 1800 364 9022/+35314482444